In general, if you have a physical or mental disability that prohibits you from finding suitable work or being able to work, you may be able to collect Social Security Disability Insurance (SSDI). SSDI is part of the federal Social Security program that provides monthly disability payments to those who are:
- Younger than retirement age
- Unable to engage in substantial employment activities
- Have enough quarters of work credit to qualify for benefits
To qualify, you must prove that you are disabled under the Social Security Administration’s guidelines. Social Security will only find you disabled if you can prove you are incapable of completing substantial, gainful work.
Disabled: A Complex Category
Who is and who is not disabled has become increasingly complex in today’s society. Because “disabled” has become more difficult to define, the Social Security application and decision process has become very stringent. In fact, about 70 to 75 percent of applicants are denied benefits. The good news is that between 60 and 70 percent are ultimately accepted after going through the appeals process. However, negotiating this system is very complicated, making it extremely important to hire knowledgeable representation to help you.
The SSDI attorneys at Jacoby & Meyers can significantly improve the likelihood that your claim will be approved at the application stage or hearing level. This means that you will not have to undergo a lengthy appeals process that requires time and money.
Winning your SSDI claim is important not only because of the economic support, but also because you will receive medical care under the federal Medicare program.
A successful claim can also mean the difference between being homeless with no medical care, or having a roof over your head and medical care that could potentially save your life.
Medicare helps pay for:
- In-patient hospital care
- Nursing care
- Doctor’s fees
- Other medical services and supplies
Medicare benefits are available for those who have been receiving SSDI benefits for two years or more, or people ages 65 and older. Keep in mind that Medicare does not cover long-term care, so if this is a service you need, you may want to consider private insurance options.
If You Have Been Denied SSDI
If you have already applied for SSDI benefits, and your claim has been denied, Jacoby & Meyers can help. We can guide you through the appeals process and help ensure that you receive the money and medical coverage you deserve.
If you have applied or are thinking about applying for SSDI, it’s recommended that you hire an attorney. Please contact our SSDI claims lawyers today to schedule a consultation. Jacoby & Meyers has offices throughout the U.S.